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Views from 6,230: Tax-Aware, Personalized and Scalable—The New Model Portfolio

Host Ryan Nauman interviews Rob Battista, executive vice president of Advisory Solutions at Vestmark, about the evolution from traditional one-size-fits-all model portfolios to more personalized custom model investment solutions.

Battista explains how models grew from manager-traded SMAs to scalable, lower-cost model delivery, fueled by greater accessibility through marketplaces and asset managers selling total portfolio solutions. He highlights key limitations of traditional models—especially inadequate customization and the tax impact of rebalancing in taxable accounts—and argues tax transition and ongoing tax overlay are now table stakes.

The discussion covers how custom models can reflect advisor preferences, support multi-manager open architecture, and incorporate multiple vehicles (ETFs, mutual funds, SMAs, direct indexing, bonds, alternatives) within a UMA. Battista outlines benefits for advisors (scale, time savings, outsourcing, recurring revenue) and asset managers (stickier relationships, greater wallet share), and emphasizes implementation partners can reduce operational burden, often subsidized by asset managers.

Related:Transamerica, Great Lakes Advisors Expand Partnership to Managed Accounts

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00:00 Welcome and Agenda

01:20 Meet Rob Battista

01:51 Vestmark Overview

03:45 How Models Evolved

06:07 What Drove Model Growth

08:06 Limits of Traditional Models

09:42 Personalization and Tax Overlay

12:24 How Custom Models Work

15:18 Multi Manager and UMA Flexibility

18:10 Advisor Benefits and Scale

20:25 Asset Manager Incentives

21:57 Operational Challenges Solved

23:36 Implementing Custom Models

26:25 Wrap Up and Resources